Welcome to Orien Risk Analysts
Orien Risk Analysts specializes in underwriting and managing medical stop loss programs over self-insured employee benefit programs. Combining the high levels of Experience and Service with Flexibility have been the keys to our success. Please take some time to navigate our site as it contains important information about how we conduct our business. Thank you for your interest in our programs. We look forward to discussing what Orien Risk Analysts can do for your clients.


Whether through Third Party Administrators (TPA), Brokers or Administrative Services Only (ASO) programs, Orien can provide access to a full line of competitive products and services through Fair American Insurance and Reinsurance Company (FAIRCO).


The Orien Risk team performs all aspects of Medical Stop Loss administration on behalf of Fair American Insurance and Reinsurance Company (FAIRCO).  As part of FAIRCO, Orien handles the entire process, from submission intake to policy issuance and servicing.


Orien places a high priority on how we operate in all departments, but backroom performance and in particular claim reimbursements are the most critical. We are staffed by skilled claims personnel with multiple years of EXPERIENCE in the medical health insurance field. Our senior claims team is available to assist in the timely adjudication and reimbursement of claims.

If you have questions regarding our products or services, please do not hesitate to contact us. We will respond to you as soon as possible.

Thank you